When you are away from home
you want a plan that will:
- Provide 24 hour claims assistance,
- Accept collect calls from around the
world,
- Process claims in virtually any language
and currency.
You'll also want an insurer who
can:
- Handle the logistical challenges of
an Emergency Medical Evacuation,
- Arrange for Emergency Reunions (covered
under the policy!),
- Wire payment to a foreign hospital,
so you can be treated without delay.
International health insurance
medical coverage makes sense, even if
you have great coverage at home:
- Most US-based health plans are not
set up to handle claims and emergency
phone calls from around the world. (Imagine
contacting your carrier at 3:00a.m.
from a foreign country.)
- Coverage is often limited to 30 or
60 days outside the country.
- HMO and PPO plans may impose severe
out-of-network penalties for treatment
- Medicare generally does not cover
any claims incurred outside the United
States.
- Most US health plans would not:
- Pay for or coordinate Emergency
Evacuation,
- Pay for Repatriation of Mortal
Remains in the case of a death,
- Provide simple travel coverage
for lost / stolen bags.
Affordable coverage you can count
on - anywhere in the world! Our Administrators
handle over 75,000 international claims
per year. |